To help families impacted by COVID-19, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) provides direct cash payments to Ohioans.
On December 27, 2020, legislation was signed to provide a second round of COVID-19 stimulus checks. The checks will be for up to $600 per person in households meeting the income requirements. Read more to see if your family qualifies.
Last updated 12.29.20.
The CARES act provided help to support individuals and businesses affected by the COVID-19 Pandemic. One way it helped is through direct payments to certain individuals and families. On December 27, 2020, a law was signed to provide a second round of stimulus checks.
How much will your payment be?
The amount of the payment depends on your income.
- For the second round of stimulus checks: Most individuals earning $75,000 or less will receive a payment of $600. Married couples who file taxes jointly and earn $150,000 or less will receive a payment of $1,200. Families are eligible to receive an additional $600 per child. For example a family of four could receive $2,400. Use our stimulus check calculator to see how much your family can expect in the second round of stimulus checks.
- For the first round of stimulus checks: Most individuals earning $75,000 or less received a payment of $1,200. Married couples who file taxes jointly and earn $150,000 or less received a payment of $2,400. Families were eligible to receive an additional $500 per child. For example a family of four could have received up to $3,400.
Individuals and married couples that make more than the amounts above may still be eligible for a payment.
A common question is "what if Congress passes an additional $2,000 stimulus payment." If a new stimulus law provides for an additional stimulus payment, the Internal Revenue Service (IRS) has stated that they will issue the additional stimulus payment as quickly as possible. For instance, if the $2,000 stimulus amendment becomes law, the IRS will distribute the additional $1,400 to eligible families as quickly as it can. Please note, Congress has not passed the $2,000 stimulus amendment. If Congress does we will update this page.
When will I receive my check?
Stimulus payments for the second round will be delivered via direct deposit starting as early as December 29, 2020 and will continue through January 2021. Paper checks will start to be mailed on December 30, 2020. To check the status of your stimulus payment use the IRS's “Get My Payment” tool.
How will the IRS know where to send your check?
The IRS will use the information it already has to issue the second round of stimulus payments. If you have direct deposit information on file with the IRS you will receive your payment via direct deposit. If you don't have direct deposit information on file with the IRS you will receive your payment as a check or debit card in the mail.
If you don't receive a direct deposit in early January 2021, you should watch your mail for a check or debit card. The debit card called an Economic Impact Card will be sent in a white envelope with the seal of the U.S. Department of Treasury. More information about these cards is available at EIPcard.com.
Do I need to do anything to get a stimulus payment?
The payments are automatic if you:
- Filed a 2019 tax return.
- Receive Social Security retirement, survivor or disability benefits (SSDI), Railroad Retirement benefits, Supplemental Security Income (SSI) or Veterans Affairs benefits.
- Registered for the first payment online at IRS.gov using the agency’s Non-Filers tool by November 21, 2020.
- Submitted a simplified tax return that has been processed by the IRS.
What if you didn't file tax return or register with the IRS's non-filers tool?
You may still be eligible to receive a second round stimulus payment. You won't receive an automatic payment, but you can claim the Recovery Rebate Credit when you file your 2020 federal income tax return.
Who is eligible to receive a stimulus payment?
Generally, U.S. citizens and green card holders are eligible for the stimulus payments. Also, the new law expands who is eligible for a stimulus payment.
In the first round of payments, joint returns of couples where only one member of the couple had a Social Security number (SSN) were not eligible for a payment – unless they were a member of the military. These families are now eligible to receive a stimulus payment, including the additional payment for their dependent children. The new law also made this expansion retroactive to the first round of stimulus payments. If your family did not receive the first stimulus payment because only one spouse had an SSN you can claim the Recovery Rebate Credit when you file your 2020 federal income tax return.
Can your stimulus check be garnished?
In most cases, No. Most individuals and families should receive a stimulus payment, even if you owe back taxes or other debts to the government or creditors. Ohio law also protects your stimulus check from being garnished by creditors and private debt collectors.
If you owe back child support, the CARES Act allowed a reduction or offset to your first stimulus payment for back child support. However, your second stimulus payment can't be garnished for back child support.
How to check the status of your stimulus payment
You can still use the IRS “Get My Payment” tool to check on the status of your payment, see your payment type and to provide your bank account information in certain limited circumstances.
If you recently filed your return for 2019 and have not received your payment yet, DO NOT file a duplicate return. The IRS is experiencing delays processing some returns.
Did you miss the deadline to register online for the first stimulus check?
You may still be eligible to receive a payment in 2021 if:
- You did not register online, by mail and did not get a payment in 2020.
- You received a payment, but it wasn’t the full amount of the Economic Impact Payment. The maximum credit is $1,200, or $2,400 if married filing jointly, plus $500 for each qualifying child.
When you file a 2020 Form 1040 or 1040SR you may be eligible for the Recovery Rebate Credit. Save your IRS letter - Notice 1444 Your Economic Impact Payment - with your 2020 tax records. You’ll need the amount of the payment in the letter when you file in 2021.
Watch out for scams
Scammers will try to take advantage of people waiting on their stimulus checks. These tips can help you protect yourself:
- Don't give out your personal information to "sign up" for payment. Only certain people--like those receiving social security or RRB and have dependent children, or people who don't file taxes--need to do anything to receive their payment. In those cases, that information should only be given directly to the IRS through their online tools.
- No one has early access to this money. What out for scammers claiming that they can get you your payment faster. The IRS will start direct depositing stimulus checks on December 29, 2020. To check the status of your stimulus payment use the IRS's “Get My Payment” tool.