Use this form to file an answer to a summons and complaint from a creditor.
You will find out that the creditor is suing you when the court sends you a “summons and complaint." This is a letter that tells you that you are being sued. It also includes who is suing you, the reason they are suing you and what they want. You must respond to the summons within 28 days.
To do that, file a form with the court called an “answer.” You can use the template below to create your answer. It can be hard to work through this without a lawyer. If you can, try to consult with a lawyer as soon as possible.